First time home buyers
Together we can
Find out home much home you can afford before you shop,
Our Worry-Free Preapproval process is EASY.
Same expertise, new face
LOANS TO FIT YOUR LIFE
Mountain Mortgage Corp is a trusted, Award-Winning, direct lender, with over 40 years of expertise. Let one of our loan specialists guide you through the homeownership process and assist you selecting the right home loan product to fit your financial needs.
FIRST TIME BUYERS
You want to be comfortable in your new home, that includes finding a mortgage that works well with your personal finances . We offer a number of options to help you on your way with confidence, no matter where you are in the buying process.
There are many reasons for refinancing a home. From home improvement to cash out, refinancing can even be used as investment option when rates are low, or to buy your home out faster and reduce your mortgage payment.
VETERANS AFFAIRS LOANS
ALWAYS HERE TO HELP
Traditional and APR Mortgages
Fast approval on all of our loans, at the most competitive rates. Traditional 15, 30 year and APM mortgage plans are available. Learn about these options in our new home buyer section.
As a direct lender, we are able to work with borrowers when they need special assistance. For example in the case of Jumbo Loans that exceed the limits imposed by the Federal Housing Finance Agency (FHFA).
Federal Housing Authority (FHA) Loans
If you have a good payment history, no history of bankruptcy or foreclosure, and a 43% debt-to-income ratio, you may qualify for an FHA low interest loan plan.
Your home can provide extra income to you in your senior years with a reverse mortgage, helping with extra expenses. Find out how reverse mortgages work. Call an agent at Mountain today.
As a woman owned business, Mountain Mortgage Corp. brings a different approach to mortgages. Nicole Gallagher makes certain customer knowledge is at the forefront of your successful decision in homeownership. Her goal is to empower you with the tools you need to make a smart, long-term financial decision.
Contact us at Mountain Mortgage today.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Not licensed to originate Reverse Mortgages in the State of New York. This is not a commitment to make a loan. Loan terms and conditions are effective as of the date you receive this material and may change without notice. All loans are subject to credit and property approval. Not all products are available in every State or for all loan amounts, programs or credit grades. Other restrictions and limitations apply. Some products and loans require a down payment. There are maximum loan amounts. Licensed by the N.J. Department of Banking and Insurance. Mountain Mortgage Corp. is licensed to conduct business in CT, FL and NJ and may only take applications, and solicit loans, on properties in those states. Upon license approval in New York, Mountain Mortgage Corp. will originate loans under Mountain Mortgage Corp.